SUNUP Insurance Services franchise: cost, fees & unit track record
Opening a SUNUP Insurance Services franchise takes $34,250 – $83,250 all-in, per its franchise disclosure filings (data as of 2026-05). The initial franchise fee is $25,000. Ongoing, franchisees pay a royalty of 20% on sales. To qualify, SUNUP Insurance Services asks for $10,000 in liquid cash. Anything the filings do not state is marked "Not disclosed" below — never estimated.
SUNUP Insurance Services franchise costs and fees
| Verification mark | Cost item | Low | High | Range |
|---|---|---|---|---|
| Initial franchise feeOne-time, paid to the franchisor at signing | $25,000 | $25,000 | $25,000 | |
| Initial investment (all-in)FDD Item 7-derived range: build-out, equipment, opening costs | $34,250 | $83,250 | $34,250 to $83,250 | |
| Net worth requiredFranchisor's stated qualification minimum | Not disclosed1 | Not disclosed1 | ||
| Liquid cash requiredFranchisor's stated qualification minimum | $10,000 | $10,000 | $10,000 | |
| Cash to open (all-in range) | $34,250 | $83,250 | $34,250 to $83,250 | |
- 1 "Not disclosed" means SUNUP Insurance Services's filings do not state this figure. We publish the gap instead of estimating it.
| RoyaltyOngoing, % of sales | 20% |
|---|---|
| Ad fundOngoing, % of sales | Not disclosed |
| Initial termLength of the first franchise agreement | 5 years |
See the full SUNUP Insurance Services cost breakdown — what's in that number and what isn't
How SUNUP Insurance Services's cost compares
A dollar figure means more with a yardstick. Here is where SUNUP Insurance Services's disclosed cost sits against the Professional Services category:
- Minimum startup cost of $34,250 — about 60% below the Professional Services median of $84,700.
- Initial franchise fee of $25,000 — about 37% below the Professional Services median of $39,700.
Category medians are computed from the Professional Services brands in our data that disclosed each figure — a benchmark for scale, not a quality judgment. See all Professional Services franchises
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How SUNUP Insurance Services's units have held up
Openings and closures from FDD Item 20-style unit history, 2016–2017: began the window at 0 units; 28 units opened, 2 closed, ending at 26 units.
Not enough history to compute a survival figure — we need at least three years of unit data, and we don't extrapolate.
What about earnings?
We don't publish per-brand earnings figures — for SUNUP Insurance Services or anyone else. The only primary source is Item 19 of the brand's own franchise disclosure document (FDD), and no law requires a franchisor to publish one, so the "average owner income" numbers circulating elsewhere are usually unsourced or survivorship-biased. Ask SUNUP Insurance Services for its current FDD and read Item 19 yourself — and if there is no Item 19, that silence is information too.
What this data can't tell you
Everything on this page comes from disclosure filings — fees, ranges, and unit counts. Four questions that matter just as much are not in any filing we can source, so we say so instead of guessing:
- The hours and the labor
- No dataset field says whether SUNUP Insurance Services is a manage-from-a-laptop business or a 60-hour week in disguise. Item 15 of the FDD states whether you're obligated to run the business personally, and Item 11 lists what the franchisor actually does for you — then ask current owners what their week looks like (validation calls), not the sales team.
- How hands-on the ownership really is
- "Semi-absentee" is a pitch, not a filing field. Treat any hands-off claim as unverified until it's consistent with Item 15 and with what multiple current franchisees tell you — what absentee ownership actually means.
- Your territory — whether it's protected, and whether it's open
- Two territory questions sit outside our data. Whether SUNUP Insurance Services grants a protected or exclusive area is set in Item 12 of the FDD and varies brand to brand — some grant none, and the carve-outs (online sales, national accounts) matter as much as the map. And filing data can't say what's open in your market this month; only SUNUP Insurance Services can confirm current availability. Ask both before you inquire, and get the answer in writing.
- What owners earn
- Covered honestly above: our dataset has no earnings fields, the only primary source is the brand's own Item 19, and here is how to read that evidence.
About the SUNUP Insurance Services franchise
SUNUP Insurance Services is a professional services franchisor with 26 units at the end of 2017 (FDD Item 20-style unit history). Between 2016 and 2017, it began the window at 0 units; its filings record 28 unit openings and 2 closures, ending at 26 units. Its parent company is SUNUP Insurance Services Inc..
No franchise-related lawsuits reported in the disclosure data we hold (FDD Item 3, as of 2026-05) — an absence in our sources, not a guarantee; confirm against the brand's current FDD.
From the franchisor's materials
SUNUP Insurance Services Inc. d/b/a SUNUP Insurance offers a franchise opportunity pursuant to which you recruit and support SUNUP Insurance Unit franchise owners.
SUNUP Insurance Services franchise: quick answers
- How much does a SUNUP Insurance Services franchise cost?
- $34,250 – $83,250 all-in to open, per SUNUP Insurance Services's franchise disclosure filings (data as of 2026-05).
- How many SUNUP Insurance Services units are there?
- 26 units at the end of 2017 (FDD Item 20-style unit history).